Long-Term Care

Maintaining your independence and dignity as you age is paramount to achieving the lifestyle you envision in retirement. We have helped generations of our clients develop comprehensive financial strategies that seek to address the costs associated with:

• Health care expenses that are not covered by Medicare
• Long-term health and mobility challenges, including: assisted living, in-home and nursing home care

Will you have the income you need to support your ongoing lifestyle needs if your spouse or partner requires long-term care? Long-term care insurance can help manage healthcare costs and reduce the impact of inflation, while ensuring your healthcare needs, and those of loved ones, are covered well into the future. Adequate financial planning now can help prevent a lifetime of assets from falling short when you need them most. When planning for long-term healthcare needs, it’s important to keep in mind that:

• Medicare is not nursing home insurance and does not cover long-term care
• Private medical insurance or Medicare supplement plans do not cover maintenance care